What If My Insurance Won't Repatriate My Car From Europe?
Breaking down abroad is stressful enough without your insurer telling you they won't bring your car home. Unfortunately, it happens more often than most drivers expect.
Why insurers refuse to repatriate a vehicle
A few common reasons come up again and again. If the cost of repair is higher than the car's value, many insurers will write it off on the spot rather than pay for repatriation. If your European breakdown cover has lapsed, was never added to your policy, or doesn't cover the specific country you're in, you may find you have no repatriation cover at all. Some policies also cap the distance or cost they'll pay toward bringing a vehicle home, leaving you to cover the difference yourself.
What this means for you
If your insurer has said no, you're not out of options. You don't need insurance involvement to arrange recovery privately. Many drivers in this exact situation contact a recovery company directly, get a fixed quote, and have their vehicle brought home without ever going back to their insurer.
What to do next
Get your vehicle's exact location, your registration details, and your destination in the UK ready. Contact a recovery provider directly for a quote rather than waiting on further correspondence with your insurer, since that can take days you may not have. Ask whether the quote is fixed or subject to change, so you know exactly what you're paying before the vehicle moves.
We can help either way
Whether your insurer has refused, your cover lapsed, or you never had breakdown cover for Europe in the first place, RST Breakdown Recovery can recover your vehicle from France and across Europe and bring it home to the UK. Call or WhatsApp us for a quote.
Comments